Archive for the ‘Stay-at-home-mom’ category

Online cash earning ideas

November 7th, 2013
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A sneek peak into the most reliable ways of earning online cash

With the increase of debt obligations in the nation a lot of people are planning on ditching their corporate cubicles in order to make money online. But what are reliable ways of earning income online? Affiliate marketing is certainly a hard model to crack; but  there are other ways to earn cash online  and make ends meet . With the advancement of the internet, more and more people are turning to options where they can make money online  and establish a steady source of income in order to make ends meet. If you’re confused about the ways in which you can make money, you’ve come to the right spot.  Well, let’s find out the plethora of options when it comes to making money online.

  • make money quicklySell off unused stuff to local stores or online: There are hundreds of local and chain stores, which purchase products from the consumers at reduced rate and resell them to different stores/customers. Alternatively, you can put it a little extra work and earn a bit more by selling your items yourself online (ebay, Craigslist, Amazon, etc). You can look around in your home to locate things that you don’t need or that you don’t want. If you consider yourself to be an avid reader and you own a library of your own, you can certainly sell off some old books which are in good condition. If you also have a CD library, you can even sell off your old CD’s with the cases intact.  In case you were a gamer who possessed a number of video/board/card games, you can still be hopeful! For more info on selling your stuff on ebay, be sure to check out our post about taking items from Yard Sales (if you don’t have your own stuff to sell) to selling items on ebay.
  • Rent some of the unused space in your home: Do you ever think that the space in your home is just too large for a family of three? If so, why not look for some tenants and rent the space out? If you have an empty basement, spare bedroom or even a parking lot (and your house is located on a busy street), you can consider renting it out. Because you’re in charge of the rent agreement, you can cancel it whenever you would like. If you rent a portion of your house, ensure writing a lease and assemble all the paperwork. Of course, renting your space isn’t a way to make money online, but you’ll certainly benefit greatly by marketing and advertising the space online on Craigslist, rentler.com or forrent.com.
  •  If you love photography, try stock photos:  You might be asking, “What are stock photos?” Well, these are non-descriptive images that people might use writing articles or designing brochures or even crafting presentations. If you have a good quality camera and possess the power to edit pictures, you can sell them off to different websites as well as build a collection of your own. Some websites include istockphoto.com, depositphotos.com and shutterstock.com. Tip: Photos with people almost always sell better than photos without people.
  • Be an affiliate marketer: Last, but not least, you can become an affiliate marketer as this is one of the best ways you can earn money online. Basically, you earn by promoting a product or a service of another merchant company. This doesn’t require designing your own product or service in order to earn money because everything will be ready for you. You just have to take some internet marketing steps through which you can promote the product of that company and increase the number of leads for them. Money making affiliate market is certainly one of the best kept secrets for making online cash.

Affiliate programs aren’t always a get rich plan but this certainly provides an opportunity to make a steady source of income in the near future. Follow any of the above mentioned tips to generate online cash and run a steady source of cash flow.

Teach Preschool

September 15th, 2013
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Another great stay-at-home-mom money-making idea is to teach preschool from your home. I taught elementary school for several years and love working with kids. This can be a great way to bring in some additional income. Preschools typically meet two or three times per week for about two hours. That means you would work about four to six hours per week, plus prep time. You can usually make a pretty good rate per hour, depending on how many kids you teach.

Kids looking at a ship with a sailorThere are so many resources available online to help develop your curriculum. Many moms and teachers post their own worksheets, games and ideas. When I was teaching preschool I loved using www.first-school.ws they have TONS of awesome lesson plans, worksheets, crafts and anything else that you might need.

Before you begin teaching you need to create a plan (scope and sequence) of what you are going to teach and your goals for the children. Preschool can be quite fun and easy to plan. Follow the alphabet, one letter per week, add in shapes, colors, numbers, Holidays and arts & crafts. Preschool should be fun! Do your research, be prepared and have fun with the kids.

If you have a lot of experience with kids, teaching or even fun ideas you have done with your own kids you could create a blog or website. Rather than working hands-on with the kids you would post your ideas and expertise.

Child Care

August 15th, 2013
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Short Term Child Care: Baby Sitting

If you need money quickly short term child care is a great way to go. Friends, family or neighbors with young children are usually very happy to get a night out alone. You can typically make, depending on where you live, $2 to $5 per child per hour. That means if you watch three extra kids on a Friday evening at a modest $3 an hour per child, for five hours, you could bring in an extra $45. Not bad for a Friday night playing hide and go seek, watching Dora, the Explorer topped off with some Mac and Cheese.

Long Term Child Care: In Home Day Care

If you need a larger amount to supplement your income, think about in home day care. This is a great option for stay at home moms that would like some extra money or need to supplement their husband’s income but would still like to stay at home. Pay varies depending on where you live and the care that you offer. Typically you can expect anywhere from $20 to $40 a day. Which can really add up. Taking an average of $30 per day per child, if you were to watch an extra 4 kids you could make around $2400 a month.

Each state has different regulation on how many kids you can watch and if you need to have a license. Becoming a licensed child care provider can be a great option. Licensed providers are often compensated for food that they feed the children in their care, including your own children. You can make, on average, $100 per month per child (including your own) that are in your care. Assuming you have two children of your own and if you add this to our previous scenario of watching four additional kids you would make an additional $600 per month. In this scenario you would bring in an additional $3000 per month. That is with just four additional kids, many states will allow you to watch 8 to 10 kids at one time. Plus, if you are licensed you can apply for grants. Most states offer licensed child care providers grants to buy toys, strollers, cribs, playpens and other supplies to benefit the children you are watching. The best part is, when you quit watching kids all of the supplies are yours to keep.

I have personally been a licensed provider for years. It can be a really fun option if you love kids and are up for long exhausting days! So if you are seriously thinking about this here are a few things I wish that I would have known when I started:

First, keep records, keep records, keep records! At the end of the fiscal year you will need to provide each parent a statement of how much they have paid you for taxes. Chances are, they haven’t kept track, so make sure that you do!

If you can, have parents pay a set amount and charge for the days that they choose to not bring their child (since you are still holding that spot for their child). I’ve never charged for days I choose not to watch kids. It is easier to charge by the day, week or month than by the hour.

Also, don’t be afraid to take off a day here and there to be with just your kids! It’s important to have that break for you and your kids! It can be overwhelming adding a lot of kids at once.

Start adding one at a time. I’ve watched kids with and without a license. It can take some time to get the license, but my personal feelings are that it is completely worth it. This year alone, I have received about $2500 in grant money and supplies.

Multi-Level Marketing

March 4th, 2013
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When I was growing up, I always had to sit around the house while my parents went on their Wednesday recruitment nights.  I also remember on Thursday evenings I’d go sit in the van for hours while my parents went to their meetings and distributed supplies and what not.

I never thought about what it was they were doing.  I just went along for the ride.  I was young and didn’t care.  I just wanted to listen to music and read comics in the car while waiting.

What is Multi-Level Marketing?

So what was it they were doing?  They were involved in something that is in general called multi-level marketing, but more specifically the one they were doing was called Amway.  But what are these programs and how do they work?  I shall explain.

Multi-Level marketing (MLM) means just that.  It means that there are levels, or tiers involved.  There are levels of earnings, and there are levels of affiliates.  So here is an example.  Say I join an MLM company.  I then go out and recruit members.  (Now I’m about to start making up numbers, so don’t think they are accurate.  They change with each program.)

Say for all of the sales I do, I get 50% of it.  But for everyone I recruit one level below me, I get 10% of their sales.  If they go out and recruit people, I get 5% of those people’s sales.   Below that I get 2.5% of the third level’s sales.  Say everyone does $1000 in sales one month of some software or jewelry or something.

MLM Math

For my own sales, I will keep $500 of it.  For my tier 1, I will keep $100.  For my tier 2, I will keep $50, and for my tier 3, I will keep $25.  So total that month I will make $675.  That is with myself and three people below me all in lowering levels.  But what if I get 10 people in my tier 1, who all get 10 people below them, and then 10 more below them?  Now we are talking about some serious cash.

Turned out my parents were raking in an extra $30,000 a year doing this.  They were also busting their butts on it, but once it’s set up and rolling, it’s a pretty passive endeavor.  The thing with MLM is that those who get in early make the most money, because most everyone has to sign up below someone else.  So most of the earnings end up trickling uphill to the early adopters.

What a cool system.  This is something you could do purely on the weekend and make some good extra money!